How to choose the right solicitor for you and your transaction – When selling or purchasing a property.
Summary:
As we all know buying and selling a property is one of the biggest things you will do and we understand that this comes with worry and also stress. When choosing your desired solicitor, finding the right point of contact is extremely important. Your desired choice can impact the outcome of your sale or purchase whether it’s leasehold, freehold or commercial or due to legal reasons.
Choosing a solicitor for your needs from the start:
One of the main things is making sure your solicitor is made aware and understands your specific legal needs, so identifying your requirements from the start is crucial to avoid any bumps in the road. This can be anything from just a normal selling and buying transaction, to a transaction where there are more complex needs being a separation / divorce, a complex lease transaction or a probate transaction. Knowing your legal needs will help you narrow down the field of potential solicitors with the experience that will be required for your transaction.
Recommendation for potential solicitors:
If you are new to the selling and buying process, or have sold and brought a property before but was not satisfied with your chosen solicitor at the time, one of the most reliable ways to find a proactive solicitor is through recommendations. This could be from friends, family members and also the estate agent who is dealing with your property.
We understand that some clients believe estate agents only recommend solicitors to “gain commission” however this is not the case. As we deal with solicitors daily, it comes to light which solicitors have a reputable background and we also come across ones that unfortunately don’t. It is our duty of care to act in the best interest of our clients, as we of course want to recommend solicitors in which we have experienced transactions with and have also received great feedback.
It’s a common frustration that online solicitors don’t respond to you, and this tends to be the case. Emails will get lost and calls get missed with no returned contact so it’s reassuring when you have a local solicitor acting for you, knowing you can arrange an appointment to meet with your solicitor to raise or go through any concerns in person.
The end result for all parties involved is that we all look for a smooth, and steady process. However, where obstacles do come up, you as the client want to have the confidence your acting solicitor can deal with the issues promptly and also go “The Extra Mile” where required.
My advice would be choosing a local solicitor.
Fees and Comparing:
We also recommend you obtain 2-3 solicitors’ quotes from recommendations. This way, before making a decision you can compare the initial quotes and decide by liaising with the solicitors, which one you feel you have the most confidence in and whether they are the right solicitor for your transaction. Solicitor quotes can vary depending on the solicitor’s expertise and the complexity of your transaction i.e., if it’s a Leasehold? Is it a listed building? are there any restrictions or covenants on the property?
All these factors take a big part in the initial quotation. Don’t forget to discuss the breakdown of fees and the payment structure during your first interaction with the solicitor. This will help you avoid any financial surprises down the road. Remember, the cheapest option is not always the best option.
The importance of Communication from your appointed Solicitor:
Good communication skills are one of the most essential things to look out for, especially in what could be a stressful and tough time. Effective communication can give you the confidence to trust and also build a rapport with your solicitor, along with managing all parties’ expectations by making sure you are both on the same page, at the same time.
Lastly, choosing the right solicitor is a decision that should not be rushed. Take the time to research by looking into reviews for the individual and the company, liaise with multiple solicitors (2-3), and consider all aspects including their fees, the communication received to date and most importantly, do you feel confident and could you trust your appointed solicitor?
Hopefully by following these steps, you can ensure that you are well-represented from the start with a pro-active solicitor, with confidence that you will reach a point of exchange of contracts with completion following.
It is well documented that we, as a nation, have had some particularly challenging times in the last few years including covid, gas and electricity prices going sky high, interest rates going up, rents going up, to mention but a few! The fact that gas and electricity prices have risen so much has had an impact on people’s energy usage and this has meant that people have not heated their properties as much as they would ordinarily do, due to being afraid of the enormous bills these would create.
As a result of this, there has been a huge increase in the amount of condensation that is in people’s homes, which has, in turn, been detrimental to their standard of living and in some cases their health. There is a real lack of knowledge when it comes to things like condensation and black spot mould but the rise in it has meant that we, as a Company, are finding ourselves trying to inform and educate people what causes it and how to treat it. It is understood that there are other types of damp such as rising damp and water ingress, which are entirely different things and would need a specialist to investigate further.
The most common type of damp found in properties is caused by condensation. As you can imagine, just by living in a property, moisture is created by cooking, bathing & showering, washing & drying clothes and even breathing! Condensation occurs when moisture laden air is cooled to a point where it can no longer hold all its moisture and it will then go to the coldest part of the house, which is invariably an external wall that does not open to the elements. Over time, the condensation can then start to turn into black spot mould, which can be dangerous to health if the spores are inhaled in sufficient volume. Unbelievably, there are 100’s of species of mould that are carried in the air that can settle and grow if the conditions are right.
The best way to keep the levels of condensation down is to produce less moisture by following the tips below:
- Cover saucepans whilst cooking & do not leave kettles boiling.
- Do not dry your washing inside the property.
- Always close the bathroom door when showering / taking a bath.
- Always close the kitchen door when cooking.
It is also particularly important to heat the property but sadly some homes are only heated for part of the time; this can result in condensation occurring when the rooms are unheated. This has been a huge issue over the last 18 months or so due to the energy crisis, which has impacted people’s affordability to use their heating. Keeping the whole home consistently warm will reduce condensation. This is better, and may be cheaper, than having intermittent heating to higher temperatures of parts of the home.
As well as heat, it is also imperative that properties are well ventilated, which will help remove the moisture from the atmosphere. Please see some tips below, which will assist in keeping the air moving:
- Ventilate kitchens and bathrooms when in use. After use open the windows wider to remove the remaining moisture.
- Keep windows on “air lock” or ensure the windows “trickle vents” are open (if fitted).
- Ensure that any extractor fan you have in the kitchen or bathroom is switched on when the rooms are in us and for approximately 20 minutes thereafter (they are usually set to a timer for this).
- Ensure that your tumble dryer is vented outside (if applicable).
- Wipe off wet surfaces, for example, where condensation has formed on windows or after using the shower.
- Use a dehumidifier if you have one available to you.
- Ventilate cupboards and wardrobes. Avoid putting too many things in them as this stops the air from circulating. Where possible, position wardrobes and furniture against internal walls.
- Leave a space between the back of the wardrobe and the wall.
In simple terms, if you see black spots around your window or on your walls then that is black spot mould, which is caused by a lack of ventilation coupled with a lack of heat. It is our enemy, so immediately wipe it away and then introduce both heat and ventilation to the room. I am sure you have seen some horrific examples on the news, but these are the extreme and it is usually a combination of condensation, water ingress and even some rising damp. Nevertheless, it is important to keep on top of the issue but if you feel it is getting out of control then speak to a specialist to see if there is an underlying cause.
Anyone that has been trying to find a property to let recently will know that the rental demand in Plymouth remains high. As soon as a property is listed on our website, our Facebook page, or Instagram we are inundated with enquiries. There is a definite shortage in rental properties which in turn has pushed rents up to an all-time high.
The competition is ferocious with good quality tenants desperate to secure properties, we as agents feel for applicants and understand the frustration of not being able get their foot in the door. The pace from releasing a property to it being Let Agreed is literally days, sometimes hours.
My advice to tenants looking for properties is to set up alerts on websites, register with letting agents and when applying for properties provide as much information as possible on your current circumstances to include income details. Have your documents ready, generally letting agents will require proof of ID (passports and driving licences). At Cross Keys Estates we like to give everyone a fair chance and encourage them to apply for properties via our on-line portal. All applications are acknowledged and viewed by landlords; we will then let all applicants know the outcome of their application.
Landlords are also feeling the pace having to ensure that properties are turned around quickly for new tenancies. There are many considerations for landlords to be aware ensuring that properties are compliant with Gas Safety Certificate, Electrical Installation Condition Reports and up to date Energy Performance Certificates. In October the new legislation regarding Carbon Monoxide Detectors will come into force. At Cross Keys we help our landlords to ensure that these safety checks are carried out and in place. We are encouraging our landlords to install CO2 detectors correctly now.
Obviously, the question is can this fast moving rental market be sustained. We don’t see it calming down anytime soon. Unless there is a mass influx in rental properties coming to the market in the next month or two, the trend of rents going up and properties letting within hours will continue for some months to come. So buckle up and ride it out!